Apply online

in just a few minutes

Receive an Answer

in 90 minutes (inside business hours)

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on approval funds provided within 1hr to 24hrs of signup

Why Us?

Not all NZ finance companies are created the same, choose the right instant finance company for you. Not only do we take the time to learn about your own personal circumstances, we can also create much greater flexibility around your payment terms. You can pay back the loan over a timescale that suits you and your income. We can also look at the terms to help manage your finances through cashflow problems. And you’ll get this flexibility with competitive interest rates on your loan.

Get cash loans and personal loans NZ wide with the finance experts Admiral Finance.

We're Quick

You can get your finance quickly. It’s very simple - We listen. We decide. You get the money. It usually all happens within 24 hours too

We're Flexible

If you can afford the repayments, and meet our lending criteria,we’ll help. So if you’ve been turned down by others its worth giving us a call

We're Personal

We decide how much we can lend you, not a computer. You get personal service because Admiral Finance is a real business - with real people and money to lend. You can even come and see us in our office

We're Competitive

Rates are very competitive. And we build the cash loan around what you can afford. Because our NZ loans are designed to ease your financial stress, not make it worse.

We can lend to you if you are

Over 18 years old. Have a minimum income of $400 a week. Can secure or guarantee the loan through things like a car, boat, home or personal possessions. For all Admiral Finance loans, there are terms and conditions, as well as fees that apply.

We’re a real business

Admiral Finance is based in Christchurch, New Zealand. We’ve been around since 2003 and our managing director is a well-respected Chartered Accountant who has worked for major companies all over the world. Everyone at Admiral Finance has a background in finance and the ability to listen. Real people make decisions about loan applications, not a computer.

We’re more flexible than a bank

Not only do we take the time to learn about your own personal circumstances, we can also create much greater flexibility around your payment terms. You can pay back the loan over a timescale that suits you and your income. We can also look at the terms to help manage your finances through cashflow problems. And you’ll get this flexibility with competitive interest rates on your loan.

With us, getting finance couldn’t be easier

  • Apply online or just give us a call
  • We’ll listen to your situation
  • Our decisions are based on what you can afford, not on what a computer says
  • Business and personal loans range from $1,000 to $50,000

Develop that business idea; rebuild your credit rating; get the car fixed; replace the leaking shower; pay for your holiday; buy a new trailer for the boat. You can do these things, and more, with instant finance supplied by Admiral Finance  Apply Now

or call 0800 200 261

To make it even easier, if you’re in Nelson, Dunedin, Invercargill, Timaru, or in and around Christchurch, we can even send someone over to see you at home.

See us on our TradeMe Personal Loans services listing.

Lending criteria, terms and conditions, and fees apply to all Admiral Finance Christchurch loans.

Latest News

11th
May
2017

A Guide to Purchasing a Car in New Zealand

Buying a car is a time and energy-consuming process, especially if you’re not armed with the correct knowledge to ensure you’re going to make the right choice. There are a few important steps to consider, and a few important missteps to avoid, during every part of the transaction – from choosing where to buy your…

Read full post
10th
April
2017

Money Management 101: 9 Tips for Taking Control of Your Personal Finances

Want to know the secret to managing your money better? It’s about taking control of your finances, instead of letting them control you. In fact, the way you take care of your money will affect many aspects of your life, so you need to take control of your finances to ensure your own success and…

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Meet the team

Together, we have over 120 years combined finance experience. So if anyone can make a loan work for you, we can!

Meet the full team

Google Adwords Financial Services Policy Disclosure

We provide cash loans NZ wide with terms from 6 months to 60 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our annual interest rates range from 13.95% to 24.95% depending on your credit profile, the collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Your loan contract will show all applicable credit fees and charges. See our responsible lending page of our website for further details or see our loan calculator. As an example, on a typical loan, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.

Getting your hands on finance for $1,000-$50,000 is easy:

  • Apply online or give us a call on our feephone
  • We’ll learn about your individual situation
  • We’ll look at what you can afford and what you can secure the loan against
  • Then we’ll make a decision. If you are approved, we’ll get you your money, usually within 24 hours of applying.
  • We’ll even get it to you the same day under special circumstances
Apply Now