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Vehicle Finance

Car loans and finance to keep you mobile

Whether you dream of pulling into your driveway in a brand-new car while the neighbours watch…

Buying a second work vehicle to serve more customers…

Or need vehicle finance to get a bigger car for your family

Staying on the road takes money. Maybe your car is on its last legs. You need to get a bigger, more comfortable vehicle. Or you’ve got teenagers desperate to have a car of their own. Whatever the reason, one of our Easy Car Loans or Car Finance NZ wide can help you on your way.

Admiral Finance can supply the funds you need to buy your dream car today. We offer competitive loans between $1,000 and $50,000 on…

  • Sports cars
  • SUVs
  • Utes
  • 4WDs
  • Family cars

And much more

We can secure your loan against your new, or even your existing vehicle, and our application process is simple. So you can enjoy your new car without spending years saving up for a deposit.

There’s no reason to delay buying your new car when you can secure a competitive car loan today, and could be driving away tomorrow.

So why not get started now? Complete your details in our easy online application and one of our friendly staff will get back to you in the next 90-minutes.

It doesn’t matter if you’re buying through a dealer, privately, at auction or on Trade Me, we can get your car loan sorted with amounts up to $50,000 before you go shopping.

Apply Today

Why Us?

We're Quick

You can get cheap car loans NZ wide, and quickly. It’s very simple - We listen. We decide. You get the money. It usually all happens within 24 hours too

We're Flexible

If you can afford the car repayments, and meet our lending criteria, we’ll help. So if you’ve been turned down by others its still worth giving us a call

We're Personal

We decide how much we can lend you, not a computer. You get personal service because Admiral Finance is a real business - with real people and money to lend. You can even come and see us in our Christchurch offices

We're Competitive

Rates are very competitive, the cheapest car finance NZ has to offer? And we build the car loan around what you can afford. Because our car loans are designed to ease your financial stress, not make it worse.

With us, getting a car loan couldn’t be easier

  • Apply online or just give us a call
  • We’ll listen to your situation
  • Our decisions are based on what you can afford, not on what a computer says
  • Loans range from $1,000 to $50,000

Get our easy car finance to repair your vehicle; buy yourself a new one; set yourself up with a taxi; get the kids a runabout; grab yourself that motorbike; or, finally get your hands on the camper van you’ve always dreamt of. You can do these things, and more, with an Admiral car finance company loan.

Apply Now

or call 0800 200 261

To make it even easier, if you’re in Nelson, Dunedin, Invercargill, Timaru, or in and around Christchurch, we can even send someone over to see you at home.

Lending criteria, terms and conditions, and fees apply to all Admiral Finance fast NZ car loans.

Google AdWords Financial Services Policy Disclosure

We provide car loans NZ wide with terms from 6 months to 60 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our annual interest rates range from 13.95% to 24.95% depending on your credit profile, the collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Your loan contract will show all applicable credit fees and charges. See our responsible lending page of our website for further details or see our loan calculator. As an example, on a typical loan, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.

Getting your hands on finance for $1,000-$50,000 is easy:

  • Apply online or give us a call on our feephone
  • We’ll learn about your individual situation
  • We’ll look at what you can afford and what you can secure the loan against
  • Then we’ll make a decision. If you are approved, we’ll get you your money, usually within 24 hours of applying.
  • We’ll even get it to you the same day under special circumstances
Apply Now