We’re unlike any other bank or financial institution you’ve ever experienced
We might not be the size of a high street bank, but we have a huge amount of experience and our own money to lend.
But of course we don’t lend to anyone – that money still needs to be paid back. We just look at people differently. We take time to hear about your personal situation. Then we base our decisions on what you can afford and what you can secure the loan against, not on what a computer tells us to say.
100% NZ owned and operated since 2003
Founded by chartered accountant Dougal Shand in 2003, we’re a finance company built on people and not computers. Following a successful international career as a Chartered Accountant, Dougal wanted to come home to New Zealand and do something different.
Dougal had already decided some things just weren’t fair. Why was it that banks stuck so rigidly to their lending guidelines and forgot that they were talking to people facing their own individual situations? How was it that people who usually pay their loans back on time were often turned away?
Admiral Finance is different. Our team are experts, not only in the financial industry, but also in how to listen to, and help, our customers. We’re also NZ locals – based right here in Christchurch – so we understand the demands that our customers are facing right now.
We’re a responsible lender, committed to improving standards in the loan industry
Admiral Finance is a Registered Financial Adviser, which means that we are qualified to provide advice to our customers on consumer credit contracts, and we follow responsible lending practices to ensure that we only lend funds to customers who can afford to pay them back. We belong to the Insurance and Financial Services Ombudsmen to provide our customers with independent dispute resolution advice for any of our products and services.
We are also committed to improving standards across the loan industry to encourage a greater focus on understanding the needs of people when setting financial regulations. To this end, Dougal is using his role as President of the Canterbury Branch of the New Zealand Credit and Finance Institute to spread his word and try and affect the changes that the industry needs
Why Choose Admiral Finance For Your Next Loan?
Borrow From A Company You Can Trust
Our staff are locals who understand the financial demands of living in New Zealand. We’ll treat you with respect, outline your best options, and give you a fair loan that suits your personal circumstances. You can even come and visit us in our Christchurch office.
Get The Funds You Need Within 24-Hours
Apply for a loan & get approval within minutes, subject to the responsible lending code and affordability, & your funds are often released same day.
Competitive Loans That Suit Your Lifestyle
You can potentially save thousands with an Admiral Finance loan. Our rates are extremely competitive, and designed to suit your lifestyle and budget. So you can rest assured that when you apply for an Admiral loan you’re improving your life and financial situation, not just adding another financial burden.
Flexible Options For All Financial Situations
Admiral is run by real people, not computers. So when we consider your application we’ll review your current situation and ability to pay without focusing on your past. Even if you’ve had difficulties securing funds in the past, it’s quite possible we can find a flexible solution for your situation.
Applying is easy
Apply in only 5 minutes online, or give us a call to discuss on our Freephone number 0800 200 261
One of our friendly team will personally assess your application and be in touch within 60 minutes* (during business hours & subject to the responsible lending code)
If you’re loan is approved, we’ll release your funds, within 24hrs directly into your account subject to the responsible lending code & affordability.
If you want to talk to one of our friendly team about your loan, give us a call now for free on 0800 200 261. Or, if you’re in Nelson, Dunedin, Invercargill, Timaru, or in and around Christchurch, we can even send someone over to see you at home.
Michael borrowed $8,750 to purchase a van for his new business
"Admiral Finance are definitely the only finance company we would deal with in the future. They provide an excellent, hassle-free service and are very user friendly. I would seriously advise people to approach them if they need finance."Read their full story
Jan needed $1500 to buy some furniture for her home
Jan needed $1500 to buy some furniture for her home Jan is a lady with her hands full. She manages a pharmacy during the day and has dogs and home renovations that keep her busy after hours. She wanted to buy some new furniture for her home. Jan called on Friday and had her loan approved the same day.Read their full story
Brian needed $700 for urgent car repairs
Brian needed $700 for urgent car repairs Brian’s car broke down in the car park at the local supermarket. With steam bellowing everywhere, it was obvious that the engine had overheated and needed urgent repair. Brian saw an advertisement for Admiral Finance in the newspaper and called us. As Brian worked full-time as the operations manager for a paper company, he was unable to sign the legal documents during work hours. So we went to him after hours and signed him up right there and then. We also gave him the money straight away.Read their full story
Stuart borrowed $500 to pay school fees
There were no problems at all, the mobile manager came direct to my house to sign up the contract. The people are friendly and the access to loans is easy. They don’t take long to get.Read their full story
Brent borrowed $14,000 for debt consolidation
We worked out a way that Brent could repay the money with payments coinciding with his payday. We got him the $14,000 and Brent was able to pay off his credit cards straight away.Read their full story
With us, getting finance from $1,000 – $50,000 couldn’t be easier
over the course of your loan competitive rates
Enjoy flexible payment
options that suit your lifestyle and pay cycle
Get a zero-deposit loan
secured by a vehicle, household items, or property
And get approved fast
in as little as 60-mins*. Get back to enjoying life, not focusing on bills, subject to the responsible lending code & affordability.
If you want to talk to one of our friendly team about your loan, give us a call now for free on 0800 200 261.
Lending criteria, terms and conditions, and fees apply to all Admiral Finance personal loans.