Get the funds you need within 24 hours (or sooner) with our instant finance option*

(subject to credit and affordability checks)

If you’re reading this, there’s a good chance you’re seeking fast finance.

Something has come up and you need to pay an urgent bill, repair your car, or take care of a medical emergency.

We understand, so let’s not waste time.

Apply for an instant loan through Admiral Finance right now, and you’ll know whether you’re approved for up to $50,000 in the next 60-minutes (during business hours)* Subject to affordability checks, credit checks and accordance with the responsible lending code of New Zealand.

And once approved, your funds will be transferred to your account within 24-hours – possibly even today.

We focus on your present, not your past

Apply for instant finance through Admiral today and you’ll discover extremely competitive rates combined with local, NZ hospitality.

We’ll make sure you’re treated respectfully and fairly and that your payments are completely manageable.

We don’t focus on your past credit history, and we don’t get caught up in how much you used to earn. We look at your ability to pay now, and the types of assets you have to secure the loan. Which means that even if you’ve been rejected for a loan in the past, we may still be able to help.

That may sound too good to be true, but we can make this kind of rare promise because we tailor our loans to your personal circumstances and cash-flow. We never rely on computers to provide some ‘one-size-fits-all’ solution and treat you like a person, not a number.

Couple looking for Instant Finance

Instant finance from a fair and responsible NZ lender.

Our lenders are finance experts, with deep experience providing instant finance to our customers at rates and repayment schedules that they can afford. And no matter how fast our finance is, and how easy our application process, we’ll never pressure you into a rushed decision.

We like to think we’re fast and fair. And that makes all the difference

We’re also registered with an independent financial ombudsman, and are proud to be a responsible lender that will never approve you for a loan that makes your financial situation worse.

So, here’s the bottom line: up to $50,000 in fast funds is less than 24-hours away*. And if you’re ready to apply, you can get started in just 5-minutes.

Simply click or tap the ‘Apply Now’ button below and enter some details. We’ll look at your situation, speed your application through and get back to you within 60-minutes with an answer.

apply now

Group of young business people

Why Choose Admiral Finance For Your Next Loan?

Borrow From A Company You Can Trust

Our staff are locals who understand the financial demands of living in New Zealand. We’ll treat you with respect, outline your best options, and give you a fair loan that suits your personal circumstances. You can even come and visit us in our Christchurch office.

Get The Funds You Need Within 24-Hours

Apply for a loan & get approval within minutes, subject to the responsible lending code and affordability, & your funds are often released same day.

Competitive Loans That Suit Your Lifestyle

You can potentially save thousands with an Admiral Finance loan. Our rates are extremely competitive, and designed to suit your lifestyle and budget. So you can rest assured that when you apply for an Admiral loan you’re improving your life and financial situation, not just adding another financial burden.

Flexible Options For All Financial Situations

Admiral is run by real people, not computers. So when we consider your application we’ll review your current situation and ability to pay without focusing on your past. Even if you’ve had difficulties securing funds in the past, it’s quite possible we can find a flexible solution for your situation.

Easy Loan Application

step 1

Apply in only 5 minutes online, or give us a call to discuss on our Freephone number 0800 200 261

step 2

One of our friendly team will personally assess your application and be in touch within 60 minutes* (during business hours & subject to the responsible lending code)

step 3

If you’re loan is approved, we’ll release your funds, within 24hrs directly into your account subject to the responsible lending code & affordability.

apply now

If you want to talk to one of our friendly team about your loan, give us a call now for free on 0800 200 261. Or, if you’re in Nelson, Dunedin, Invercargill, Timaru, or in and around Christchurch, we can even send someone over to see you at home.

Our Customers

View all customer case studies

With us, getting finance from $1,000 – $50,000 couldn’t be easier

Save thousands
over the course of your loan competitive rates

Enjoy flexible payment
options that suit your lifestyle and pay cycle

Get a zero-deposit loan
secured by a vehicle, household items, or property

And get approved fast
in as little as 60-mins*. Get back to enjoying life, not focusing on bills, subject to the responsible lending code & affordability.

apply now

If you want to talk to one of our friendly team about your loan, give us a call now for free on 0800 200 261.
Lending criteria, terms and conditions, and fees apply to all Admiral Finance personal loans.