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Personal Loans Christchurch

Looking for Cash Loans Christchurch or Personal Loans Christchurch? Admiral Finance is a Southern Finance Company specialising in loans for the Canterbury region. At Admiral Finance, we offer personal loans that offer greater flexibility around payment terms. This means that we take the time to understand your own personal situation, and tailor a pay back solution that suits you and your income.

Fast approval, competitive rates

With Admiral, whether you’re looking for vehicle finance in NZ, or simply need some quick cash, we can usually have your finance approved within 24 hours. It’s fast, simple and straightforward – we call it instant finance Christchurch. Our decisions are also based on what is affordable when taking your own personal circumstances into consideration, instead of just plugging numbers into a computer.

We are based in Christchurch

Admiral Finance is based in Christchurch. We’ve been providing New Zealanders with easy loans since 2003. Our managing director is a well-respected Chartered Accountant who has worked for major companies all over the world, and the rest of our team all have backgrounds in finance. So, not only will you receive exceptional customer service when you phone us, you’ll be speaking to someone who understands.

Apply for finance online now, or give us a call on 0800 200 261 to speak to one of our friendly customer service representatives. For loans ranging from $1,000 to $50,000, contact Admiral today.

We also offer other loan types in Christchurch


Why Us?

We're Quick

You can get your loan quickly. It’s very simple - We listen. We decide. You get the money. It usually all happens within 24 hours too

We're Flexible

If you can afford the repayments, and meet our lending criteria,we’ll help. So if you’ve been turned down by others its still worth giving us a call

We're Personal

We decide how much we can lend you, not a computer. You get personal service because Admiral Finance is a real business - with real people and money to lend. You can even come and see us in our Christchurch offices

We're Competitive

Rates are very competitive. And we build the cash loan around what you can afford. Because our Christchurch cash loans are designed to ease your financial stress, not make it worse.

With us, getting loans in Christchurch couldn’t be easier

  • Apply online or just give us a call
  • We’ll listen to your situation
  • Our decisions are based on what you can afford, not on what a computer says
  • Loans range from $1,000 to $50,000

Replace the broken kitchenware; rebuild the porch; get away from Christchurch for a much-needed break; give yourself and the family a treat. You can sort all these things, and more, with a special Christchurch loan arranged by Admiral Finance.

Apply Now

or call 0800 200 261

To make it even easier, if you’re around Christchurch, we can even send someone over to see you at home after work or in the weekend.

Lending criteria, terms and conditions, and fees apply to all Admiral Finance Christchurch loans.

Google Adwords Financial Services Policy Disclosure

We provide loans with terms from 6 months to 60 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our annual interest rates range from 13.95% to 24.95% depending on your credit profile, the collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Your loan contract will show all applicable credit fees and charges. See our responsible lending page of our website for further details or see our loan calculator. As an example, on a typical loan, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.

Getting your hands on finance for $1,000-$50,000 is easy:

  • Apply online or give us a call on our feephone
  • We’ll learn about your individual situation
  • We’ll look at what you can afford and what you can secure the loan against
  • Then we’ll make a decision. If you are approved, we’ll get you your money, usually within 24 hours of applying.
  • We’ll even get it to you the same day under special circumstances
Apply Now