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Personal Loans

Personal loans can make your life more manageable

Need a personal loan for an emergency medical procedure? A broken down car? Or a much needed holiday?

Or maybe you just want to reduce the pressure of your current debt and pay off some outstanding obligations.

If that sounds like your situation, you’re looking for a personal loan.

Apply for a personal loan NZ wide through Admiral Finance today and we’ll get you the cash you need within 24-hours, on a payment plan that suits your cash flow.

Our past customers have used our NZ personal loans to…

  • Manage looming credit card bills…
  • Cover the bond on rental properties…
  • Buy new laptops for school…

And take care of many other pressing, financial needs. So, if you want a fair low interest personal loan from someone you can trust, we’re here to help.

We offer large and small personal loans for almost any purpose so Apply now and one of our friendly, NZ staff will review your application and get back to you with a result in the next 90-minutes. That’s close enough to instant personal loans!


Why Us?

We're Quick

You can get quick personal loans easily. It’s very simple - We listen. We decide. You get the money. It usually all happens within 24 hours too - generally same day personal loans are possible

We're Flexible

If you can afford the repayments, and meet our lending criteria, we’ll help. So if you’ve been turned down by others its worth giving us a call

We're Personal

We decide how much we can lend you, not a computer. You get personal service because Admiral Finance is a real business - with real people and money to lend. You can even come and see us in our Christchurch offices

We're Competitive

Our low interest personal loans are very competitive. We build our cheap personal loans around what you can afford because our loans are designed to ease your financial stress, not make it worse.

With us, getting a personal loan couldn’t be easier

  • Apply online or just give us a call
  • We’ll listen to your situation
  • Our decisions are based on what you can afford, not on what a computer says
  • Loans range from $1,000 to $50,000

Fix the car; pay for a holiday; get to that wedding; repair the deck; cover your rates; buy the Christmas presents. You can do these things, and more, with Admiral Finance fast personal loans.

Apply Now

or call 0800 200 261

To make it even easier, if you’re in Nelson, Dunedin, Invercagill, Timaru, or in and around Christchurch, we can even send someone over to see you at home.

Lending criteria, terms and conditions, and fees apply to all Admiral Finance personal loans.

Google AdWords Financial Services Policy Disclosure

We provide personal loans online and in person with terms from 6 months to 60 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our annual interest rates range from 13.95% to 24.95% depending on your credit profile, the collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Your loan contract will show all applicable credit fees and charges. See our responsible lending page of our website for further details or see our loan calculator. As an example, on a typical loan, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.

Getting your hands on finance for $1,000-$50,000 is easy:

  • Apply online or give us a call on our feephone
  • We’ll learn about your individual situation
  • We’ll look at what you can afford and what you can secure the loan against
  • Then we’ll make a decision. If you are approved, we’ll get you your money, usually within 24 hours of applying.
  • We’ll even get it to you the same day under special circumstances
Apply Now