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Personal Loans

Personal loans to make life more manageable

Need extra cash in your pocket?
You might need to cover medical expenses, or manage your credit card bills. Maybe you need a personal loan to pay for a new car, or cash to cover the bond on your rental property.

Whatever the reason, a quick and easy personal loan can help you get back in control.

 

Why Us?

We're Quick

You can get your cash loan quickly. It’s very simple - We listen. We decide. You get the money. It usually all happens within 24 hours too

We're Flexible

If you can afford the repayments, and meet our lending criteria,we’ll help. So if you’ve been turned down by others its worth giving us a call

We're Personal

We decide how much we can lend you, not a computer. You get personal service because Admiral Finance is a real business - with real people and money to lend. You can even come and see us in our Christchurch offices

We're Competitive

Rates are very competitive. And we build the cash loan around what you can afford. Because our loans are designed to ease your financial stress, not make it worse.

With us, getting a personal loan couldn’t be easier

  • Apply online or just give us a call
  • We’ll listen to your situation
  • Our decisions are based on what you can afford, not on what a computer says
  • Loans range from $1,000 to $50,000

Fix the car; pay for a holiday; get to that wedding; repair the deck; cover your rates; buy the Christmas presents. You can do these things, and more, with an Admiral Finance personal loan.

Apply Now

or call 0800 200 261

To make it even easier, if you’re in Nelson, Dunedin, Invercagill, Timaru, or in and around Christchurch, we can even send someone over to see you at home.

Lending criteria, terms and conditions, and fees apply to all Admiral Finance personal loans.

Google Adwords Financial Services Policy Disclosure

We provide loans with terms from 6 months to 60 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our annual interest rates range from 13.95% to 24.95% depending on your credit profile, the collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Your loan contract will show all applicable credit fees and charges. See our responsible lending page of our website for further details or see our loan calculator. As an example, on a typical loan, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.

Getting your hands on finance for $1,000-$50,000 is easy:

  • Apply online or give us a call on our feephone
  • We’ll learn about your individual situation
  • We’ll look at what you can afford and what you can secure the loan against
  • Then we’ll make a decision. If you are approved, we’ll get you your money, usually within 24 hours of applying.
  • We’ll even get it to you the same day under special circumstances
Apply Now